HomeBuilder is available to individual applicants and couples who are or will be registered as the owner on the certificate of title. Each applicant must be:
When you must be registered on the certificate of title as the owner of the land or property depends on the type of contract you enter into:
Applicant(s) must be below one of the following two income caps
A couple is considered as two people that are legally married, in a registered domestic relationship, or living as a couple on a genuine domestic basis, excluding people related to each other, for example, siblings.
Each applicant must not have previously received the HomeBuilder Grant for any property owned individually or jointly with another person in any Australian State or Territory.
Each applicant must live in the home as their principal place of residence for a continuous period of at least six months on completion of construction, renovation or settlement.
Investment properties are excluded from HomeBuilder.
The home must be:
HomeBuilder is available for one of the following contracts signed between 4 June 2020 and 31 December 2020 (inclusive):
In all cases, construction cannot have commenced before 4 June 2020.
Construction must be undertaken by a registered or licenced building service `contractor’ who is named as a builder on the building licence or permit. Whether the contract is with a licenced or registered builder or developer, they must have held their licence or registration prior to 4 June 2020. In all cases, a valid copy of the builder’s licence or registration needs to be provided to the applicant showing a licence or registration date prior to 4 June 2020. A copy of the builder’s licence or registration will need to be provided as part of your supporting documentation for the HomeBuilder Grant.
Owner-builders are not eligible for HomeBuilder. An owner-builder means the person who is the registered or licenced builder and who takes legal responsibility for domestic building work carried out on their own land/property. Owner-builders therefore do not enter into an eligible HomeBuilder contract.
For off the plan home/new home contracts, construction can have commenced prior to the date of the sales contract, but not before 4 June 2020. You must also be registered on the certificate of title as the owner of the property by no later than 31 October 2022.
In negotiating the contract, the parties must deal with each other at arm’s length. This means the contract must be made by two parties freely and independently of each other and without some special relationship, such as being a relative. The terms of the contract should be commercially reasonable, and the contract price should not be inflated or deflated compared to the fair market price.
If you have entered into a contract on or after 4 June 2020 that replaces a contract made prior to 4 June 2020 to build the same or substantially similar home, you may not be eligible to receive the HomeBuilder Grant.
Construction must commence within 3 months of the contract date. Where commencement is delayed due to unforeseen factors outside the control of the parties to the contract, a maximum extension of an additional 3 months may be provided.
When construction is considered to have commenced will depend on the type of contract that you enter into. Commencement of construction means:
|For new builds||commencement excavation and site preparation works|
|For a substantial renovation||when the works under the renovation contract commence|
|For an off-the-plan build||commencement excavation and site preparation works|
Where commencement is delayed due to unforeseen factors outside the control of the parties to the contract the applicant(s) can request a maximum extension of up to an additional 3 months by lodging a statement with supporting evidence for the Chief Commissioner to consider.
On application, the Chief Commissioner may consider exercising discretion in situations such as but not limited to the following:
The Chief Commissioner is unlikely to exercise discretion in situations such as, but not limited to, the following;
Substantial renovation can be either:
To be considered substantial:
Given these requirements, a substantial renovation does not generally include:
If your home was destroyed in the 2019/20 NSW Bushfires, and you are rebuilding on your existing land, your application will be considered as a Substantial Renovation.
The 2019/20 NSW Bushfires are defined as: