HomeBuilder provides eligible owner occupiers with a grant of $25,000 to build a new home, substantially renovate an existing home or buy an off the plan home/new home. A new home is one that has not previously been sold or occupied as a place of residence, (e.g. spec build) and where construction commenced on or after 4 June 2020.
The application form and lodgement guide are provided as a guide to assist in preparing your application for lodgement via the online portal.
Applications must be received by no later than 31 December 2020.
Applicant(s) can lodge their application in a multi-step process with the initial lodgement being after an eligible HomeBuilder contract has been entered into. Once commencement of construction and the payment eligibility requirements milestones have been met, any additional supporting documentation should be lodged via the online portal.
On 4 June 2020 the Australian Government announced HomeBuilder to provide eligible owner-occupiers (including first home buyers) with a grant of $25,000 to build a new home, substantially renovate an existing home or buy an off the plan home/new home.
The eligible contract must be signed between 4 June 2020 and 31 December 2020 (inclusive). Construction need not commence prior to 31 December 2020, however, must commence within three months of the contract date. Further, construction cannot have commenced before 4 June 2020.
The Australian Government HomeBuilder Grant is subject to the provisions of the National Partnership Agreement between the New South Wales Government and Australian Government.
HomeBuilder compliments Revenue NSW existing First Home Owner’s Grant (New Home) Scheme and First Home Buyers Assistance Scheme.
HomeBuilder is available to individual applicants and couples who are or will be registered as the owner on the certificate of title. Each applicant must be:
When you must be registered on the certificate of title as the owner of the land or property depends on the type of contract you enter into:
Applicant(s) must be below one of the following two income caps
A couple is considered as two people that are legally married, in a registered domestic relationship, or living as a couple on a genuine domestic basis, excluding people related to each other, for example, siblings.
Each applicant must not have previously received the HomeBuilder Grant for any property owned individually or jointly with another person in any Australian State or Territory.
Each applicant must live in the home as their principal place of residence for a continuous period of at least six months on completion of construction, renovation or settlement.
Investment properties are excluded from HomeBuilder.
The home must be:
HomeBuilder is available for one of the following contracts signed between 4 June 2020 and 31 December 2020 (inclusive):
In all cases, construction cannot have commenced before 4 June 2020.
Construction must be undertaken by a registered or licenced building service `contractor’ who is named as a builder on the building licence or permit. Whether the contract is with a licenced or registered builder or developer, they must have held their licence or registration prior to 4 June 2020. In all cases, a valid copy of the builder’s licence or registration needs to be provided to the applicant showing a licence or registration date prior to 4 June 2020. A copy of the builder’s licence or registration will need to be provided as part of your supporting documentation for the HomeBuilder Grant.
Owner-builders are not eligible for HomeBuilder. An owner-builder means the person who is the registered or licenced builder and who takes legal responsibility for domestic building work carried out on their own land/property. Owner-builders therefore do not enter into an eligible HomeBuilder contract.
For off the plan home/new home contracts, construction can have commenced prior to the date of the sales contract, but not before 4 June 2020. You must also be registered on the certificate of title as the owner of the property by no later than 31 October 2022.
In negotiating the contract, the parties must deal with each other at arm’s length. This means the contract must be made by two parties freely and independently of each other and without some special relationship, such as being a relative. The terms of the contract should be commercially reasonable, and the contract price should not be inflated or deflated compared to the fair market price.
If you have entered into a contract on or after 4 June 2020 that replaces a contract made prior to 4 June 2020 to build the same or substantially similar home, you may not be eligible to receive the HomeBuilder Grant.
Construction must commence within 3 months of the contract date. Where commencement is delayed due to unforeseen factors outside the control of the parties to the contract, a maximum extension of an additional 3 months may be provided.
When construction is considered to have commenced will depend on the type of contract that you enter into. Commencement of construction means:
|For new builds||commencement excavation and site preparation works|
|For a substantial renovation||when the works under the renovation contract commence|
|For an off-the-plan build||commencement excavation and site preparation works|
Where commencement is delayed due to unforeseen factors outside the control of the parties to the contract the applicant(s) can request a maximum extension of up to an additional 3 months by lodging a statement with supporting evidence for the Chief Commissioner to consider.
On application, the Chief Commissioner may consider exercising discretion in situations such as but not limited to the following:
The Chief Commissioner is unlikely to exercise discretion in situations such as, but not limited to, the following;
Substantial renovation can be either:
To be considered substantial:
Given these requirements, a substantial renovation does not generally include:
If your home was destroyed in the 2019/20 NSW Bushfires, and you are rebuilding on your existing land, your application will be considered as a Substantial Renovation.
The 2019/20 NSW Bushfires are defined as:
HomeBuilder will be paid once Revenue NSW is satisfied that you meet all the eligibility criteria. The timing of the payment of the Grant will depend on whether your application relates to:
Homebuilder will be paid into your nominated account when all eligibility criteria have been met and all supporting documentation provided. This account must be an Australian cheque or savings account.
To qualify for HomeBuilder, each applicant must:
A principal place of residence is considered to be the home you primarily reside in.
Where an applicant was a member of the permanent forces of the Australian Defence Force and the applicant was enrolled on the NSW electoral roll at the date of the eligible HomeBuilder contract, then the applicant is exempt from the residence requirement.
To receive the exemption, you must provide a document issued by the Australian Defence Force clearly showing your name and that you are a member of the permanent forces at the date of the eligible HomeBuilder contract.
An exemption will not be granted if the document is not provided.
You must notify Revenue NSW and repay the HomeBuilder Grant within 14 days of the date you become aware you cannot meet the residency requirement.
Revenue NSW may require that applicants provide information to verify that they have met the residence requirement. Applicants should keep appropriate records that can demonstrate to Revenue NSW that the grant address was used as the principal place of residence.
If you have difficulties in meeting the residency requirement, please contact Revenue NSW to discuss your situation.
|Dwelling category||Eligibility condition(s) for HomeBuilder|
Income caps met:
|New build||Property value (house and land) does not exceed $750 000.|
4 June 2020 and 31 December 2020
|Off the plan / new homes||Property value does not exceed $750, 000|
Revenue NSW will write to applicants advising whether their application has been approved or declined, generally within 15 working days of a complete application being received.
You may lodge an objection if your HomeBuilder Grant application is declined and you do not agree with the Chief Commissioner’s decision.
Objections must be lodged within 60 days of the date of the letter advising you of the decision and must include the reasons why you believe the decision is incorrect.
Objections cannot be made on the grounds of perceived fairness but should focus on the facts as to why you consider the decision is wrong, having regard to the HomeBuilder eligibility criteria. Objections should be emailed to email@example.com
The Australian Government has provided an information about HomeBuilder.
You can contact our HomeBuilder team:
Revenue NSW audits all HomeBuilder applications for compliance with the eligibility and residency criteria. Should Revenue NSW contact you during an audit, it is a condition of receiving HomeBuilder that you must provide all information requested.
You must advise Revenue NSW within 14 days if you cease to use the property as your principal place of residence within 6 months of completion of construction or settlement.
You may be required to repay HomeBuilder if:
Each person whose name is or will be on the certificate of title must be an applicant for the grant.
The HomeBuilder Grant is only available to individual applicants and couples. If you are the only person listed on the certificate of title as the owner of the property, you must apply as an individual applicant. If there is more than one person listed on the certificate of title, they must apply jointly as a couple, provided they meet the definition of a couple in the relevant State or Territory.
This means the contract must be made by two parties acting freely and independently of each other, and without offering favour as a result of some special relationship, such as being related to one another. The terms of the contract should be commercially reasonable, and the contract price should not be inflated compared to the fair market price.
All applicant(s) must be Australian citizens.
In relation to a new home, commencement of construction will be commencement excavation and site preparation works
In relation to a substantial renovation, commencement of construction is when works under the renovation contract commence.
In relation to an off the plan purchase, commencement of construction will be commencement excavation and site preparation works
Two people that are legally married, in a registered domestic relationship, or living as a couple on a genuine domestic basis, excluding people related to each other, ie siblings.
A comprehensive building contract where a builder agrees to build a home, from commencement to completion of construction so that it is ready for occupation
$125,000 per annum for an individual or $200,000 per annum for a couple based on either the 2018-19 or 2019-20 taxable income
A contract for the purchase of a home that has not previously been sold or occupied as a place of residence and where construction commenced on or after 4 June 2020
A contract for the purchase of a home on a proposed lot in an unregistered plan of a subdivision of land, i.e. the purchase of a unit before it is built or before the strata plan is registered, and where construction commenced on or after 4 June 2020
The person or person(s) listed on the certificate of title of the freehold property.
A person is a partner of another if they are in a registered domestic relationship or living as a couple on a genuine domestic basis.
The home you primarily reside in.
A person is a spouse of another if they are legally married to each other.
The renovation substantially alters the existing dwelling and improves the accessibility or safety or liveability of the property.
If you own a property (house & land) and knock the house down to rebuild this will be counted as a substantial renovation
Examples of renovation work that does not qualify includes, standalone granny flats, swimming pools, tennis courts, and structures that are not connected to the property (i.e. outdoor spas, saunas, sheds or standalone garages)
In relation to a new build, off the plan home/new home the value of the property (i.e. house and land) cannot exceed $750,000 (inclusive of GST)
In relation to a substantial renovation the value of the home (i.e. house and land) prior to renovation cannot exceed $1.5 million